Unitedmy

Stock Market Malaysia March 27, 2020

Above picture describes Stock Market falls to its lowest akin to 2008 Stock market Crash. Same year Coronavirus Lockdown happened nationwide. The bear market lasted few month only.

Not the right guy to say Bursa Malaysia slowed down due to Covid-19 Pandemic simply because I am not a savvy and rich investor. Nobody could have predicted the Covid-19 Pandemic. As if nobody predicted the pandemic then surely no one predicted the crash in stock market. Besides, it make sense to say it slow down the economy and put everyone out of job. That day, it felt like the end of the world.

The author may have stumbled upon the rare opportunity to witness the "Dip" in the Stock Market. As someone that do not have any prior knowledge about stock market investment, this seem to be a window of opportunity to learn about the stock market right now. Author have been very passionate about the stock market and it could take us 10 years to have enough courage for the first step in this investment journey.

Stock Market Platform always put up this warning "90 percents of the Retail Investors might lose all their savings in the stock market". The warning send off many retail investors. This is the only truth in the stock market. You could still lose money in the bear market without proper guidance.

The risk of investing in Malaysia stock market may have been greatly reduced due to the crash. To actually "Buy the Dip" the stock market has to be in bear market.  Imagine once in your lifetime You could actually experience buying the undervalued stock. Would you still be hesitant ?  

But the risks are still there what if the stock market never recover to its former glory ? Stock market is never a get-rich-quick scheme. It is a secondary market may or may not reflect the company. Even a good company in PN17 or delisted on the Bursa Saham, the company can still survive. Yet, your capital investment may not survive.

Throughout the years author have learnt the stock market in Malaysia are not for the fainthearted. The perfect example were the glove and medical counters that used to be rising in the Bursa during that time is not performing well now after the end of pandemic. 

The incredible stock rally on the glove stock counters were phenomenon to see. Also during this period of time there are many self proclaimed investment gurus came out and trying to get you to buy certain stock counters. If it really good, why it need recommendation. Most gullible people will fall to this as these gurus honeypot you to their scheme. 

The hard lesson are most of the stock counters listed in the Bursa are meant for institutional investors with deep pocket. The one for the retail investors are just few and you could only get the sweet deal from the "dip". But the "dip" is like once in a blue moon. 

Some of the the blue chip counters in Bursa Malaysia were so resilient that even during Pandemic the stock entry price never drop too much. It is very sad case for retail investors.

The moral of the story is retail investor will lose money. Do not invest too much money and only invest the money you afford to lose it. Malaysia stock market is an eye-opening experience and meaningful knowledge !!

The biggest stock market crash was not in Malaysia. Perhaps, the biggest stock market crash happened in China stock market. Its real estate companies listed in China stock market never recover from bear market. One of the giant real estate company in China had gone delisted and some of them went penny stocks. 

Grab disrupted Taxi business offering exorbitant fares. Consumer are the biggest winner. Taxi market are now much more balanced without too much taxi on the road and too expensive for average people as consumer shifted to e-hailing as they always know e-hailing is for the good of next generation.

The paradigm shift did not encourage more taxi to use metered fare. Consumer felt cheated as Taxi quotes unrealistic fare price.

Without emergence of Grab, there will be more taxi on the road, more unsustainable fare quote, probably more Traumatized consumer and Sad Tourists. But with Grab, there will be competition for Uber, metered fare quote, job creation for food delivery and ride-hailing.

Despite all that, today we are not going to talk about Grab listed on NASDAQ in USA. Today, we are going to talk about Grab's first digital bank in Malaysia.

As i ponder, did the traditional banks have been earning too much profits ? In fact, they do earn lots of money and the best and brightest often wanted to secure a job in a bank. Having a Digital Bank in the market somehow make us less dependent on the "Too big to fail" organization. 

There are so much competition in this Digital Banks. Just to name a few, Aeon Bank, Boost Bank even the Touch N Go have some similarity. 

Never in my Life I have a Bank card with a Cash Back Feature. I just need to try it out in local store buying some body soap. 

Honestly, Grab as a company does not earn lots of profit based on their stock market performance in USA. Their brands and values however, bring enormous impact to other people lives. 

 1.Rapid Transit System (RTS link)

The traffic congestion on peak season at causeway is in bad shape. The rising needs to cross border visiting loved ones, work purpose and leisure have been causing heavy congestion at Johor and Singapore Causeway.

A Light Rail Transit project will be benefiting both countries. 

2. LRT 3 Shah Alam Line

Light Rail Transit Shah Alam project is very much anticipated by the Klang and Shah Alam residents. As if environment is in danger of destruction due to car fumes then this is possibly one of the best solution out there. 

Increasing numbers of environmental activism in recent year and car factory could not cope with the demands for a personal vehicle, it seem like LRT 3 Shah Alam could help address these rampant issues.

4. R&F Princess Cove Phase 2

Our sea side need to be beautify in order to attract tourism activity. Tourism income is a huge investment. 

5. Antara Genting

Development leads to creation of local employment for future generation ! In order to become a high income nation, it requires more development !!


6  Tropicana Windcity

Development always bring good investment as future generation dream is at stake. We can have more oil palm trees as well as more hotel rooms as there are demand out there !


7 Core Residence at Exchange 106

The upcoming Malaysia International Financial District and new Kuala Lumpur Central Business District requires lots of top notch facilities and amenities !

A very unique residential development as the Kuala Lumpur Monorail tend to pass through the building. One can clearly see there is a overhead monorail rail track.

Economy never really fail to recover at least for the western world ! Their market is always on the rise. We must stay ahead and build more attraction as foreign tourist might shift their focus and other nation can easily build and replace us as top tourism destination !



10. Skyline Kuala Lumpur